In conclusion, Yes, it is possible to defer a car payment with Exeter Finance however there may be additional costs incurred during this period so it’s important to understand all terms prior to requesting a deferral from the lender. You can make a payment by phone, mail, or online with recurring ACH payment, MyAccount, MoneyGram®, or Western Union®. It’s also important to note that requesting a deferral does not guarantee approval as each case is reviewed on an individual basis by the lender before any decision is made. In summary, it is possible to defer a car payment with Exeter Finance but it’s important to consider all factors before applying for a deferment as additional costs may be incurred during this time period. Additionally, late fees may also be applied depending on your individual agreement with Exeter Finance so it’s important to make sure all terms are fully understood before agreeing to a deferment. Although borrowers with bad credit may be able to get financing for their car, they generally have to pay higher interest rates, make larger down payments. If your request for deferment is approved, it’s important to keep in mind that interest will still accrue during this period which could result in an increase in the total amount due when the loan comes due again at the end of the deferment period. Once these documents are received, the lender will decide whether or not they are willing to grant the deferment and inform you of their decision within two weeks of receiving your application. This could include anything from job loss to medical bills that prevent you from making your payments on time. Typically, Exeter Finance will require you to provide proof of financial hardship or other extenuating circumstances prior to granting a deferment. Exeter Finance will then review your request and determine whether or not they are able to grant you a deferment. The process is relatively simple and straightforward.Īll you need to do is contact the lender directly and explain your situation. The answer is yes, you can defer a car payment with Exeter Finance. They offer competitive rates and flexible payment plans to help people get into their dream vehicle.īut what happens if you can’t make the payments on your car loan? Is it possible to defer a car payment with Exeter Finance? Exeter Finance is a lender that specializes in providing financing for used cars and trucks.
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